Friday, June 18, 2010

Overdraft

So, I'm beginning to realize that the only reason you'd need overdraft protection from your bank is so that you're not embarrassed when your card is denied. I don't really care about that. I mean, it's not like the movies where the waiter in a fancy restaurant comes over and cuts up your card in front of you and your new boyfriend. Really.

If I use my debit card and I don't have enough money, deny me and I'll give you a credit card. Half the time the magnetic strip on my card doesn't work anyway. I have gotten so many notices about this from Chase bank I can't even tell you. What a waste of paper. The only reason that want me to have it is so they can make $34 off of me when I obviously don't have it.

Banks suck.

2 comments:

Michelle said...

UGH! Chase. I opted in to the overdraft thing because I thought "oh my gosh, there must be some critical reason that I need to do this, otherwise they wouldn't keep sending me so many emails and letters. What don't I know???" Nothing. They got me.

Wine Chick said...

I know!! The whole time with WaMu I could have opted out of that! So lame! Um, if I don't have $34, why are you charging me that. Hellooooo! Now I just toss - I mean, recycle - all the stuff that Chase sends about it. I'm NOT giving in this time! I won't be foiled again.